Our Review Guidelines
The editorial standard applied to every page on mintos-reviews.com: named sources with dates, balanced risk treatment, no fabricated testimonials, disclosed affiliate relationships.
Core principle: Every claim on this site must trace to a named source with a date. Risks receive the same depth of treatment as benefits. No fabricated testimonials or staff bios. Affiliate relationships are disclosed wherever they exist.
Sourcing and Verification
Every factual statement on mintos-reviews.com references a named source with a date. This includes regulator websites, platform investor reports, terms-of-service documents, and publicly available company filings. Where a number, licence type, or historical event is cited, readers can verify it through the sources page or by following in-text links to official platform or regulator pages.
If a claim cannot be verified, the text states this plainly - for example, "verify current terms directly with the platform" or "this figure was not available in public documents as of [date]". The site does not invent statistics, return projections, or attribute quotes to unnamed sources.
Balanced Risk Treatment
P2P lending, including investment through Mintos, carries a risk of partial or total loss of capital. This site treats risks and benefits with equal depth. Where a page discusses returns, it also discusses defaults, liquidity constraints, and regulatory limits. The phrase "capital at risk" appears on every page that discusses money.
The distinction between Mintos' EUR 20,000 compensation scheme (which covers eligible claims against the firm, not borrower defaults) and typical deposit insurance is explained wherever the scheme is discussed in detail. This prevents readers from mistaking investor protection for guaranteed capital.
No Fabricated Content
This site does not invent people. There are no staff names, no claimed portfolio of "our own money", and no named testimonials from individual investors. Reviews are conducted through publicly available information only - platform documentation, regulator records, and verifiable historical data.
The site does not present itself as an investment platform, bank, or licensed adviser. It is an editorial review site and holds no client money. Readers are directed to consult licensed professionals for personal advice.
Affiliate Disclosure
As of publication, mintos-reviews.com has no paid partnership with Mintos - the primary CTA on pages discussing Mintos is a plain, unpaid link. A separate, clearly labelled "Sponsored" block may promote Maclear or 8lends, unrelated platforms that do pay this site a commission. This does not change what is written about Mintos.
Affiliate links use rel="noopener nofollow noindex" and are marked with either no label (for Mintos, which is unpaid) or "Sponsored" (for platforms paying a commission). The presence of a sponsored placement elsewhere on the site never alters the assessment of Mintos' features, risks, or suitability.
Rating System
This site does not assign percentage scores, letter grades, star ratings, or 0-100 indices to any platform. The only verdict tool is the Trust Signal Checklist, used for Mintos only: seven named signals (EU regulator, compensation scheme, secondary market, buyback guarantee, track record, public risk disclosure, investor base), each marked Yes / No / Partial, with an overall verdict of Strong / Mixed / Weak. This format provides a qualitative, evidence-based summary without implying precision that does not exist in P2P risk assessment.
Corrections and Updates
If a verifiable factual error is identified, the site publishes a correction as described in the corrections policy. Updates to platform terms, regulator decisions, or other material changes are reflected in the text with a new "last updated" date. Readers can contact the site through the contact page to report errors or request clarification.