Terms of Use

Information Only, Not Advice

mintos-reviews.com provides general editorial information about the Mintos P2P lending platform and related platforms. The site does not provide financial, investment, legal or tax advice. Nothing on this site constitutes a recommendation to buy, sell or hold any financial instrument. No content on this site is an offer or solicitation to enter into any transaction.

You are solely responsible for evaluating whether any investment, including those on Mintos or other platforms mentioned on this site, is suitable for your personal circumstances. Consult a licensed financial adviser before making investment decisions. P2P lending, including Mintos, carries a risk of partial or total loss of invested capital.

Not an Investment Platform or Bank

mintos-reviews.com is an editorial review site. It does not hold client money, does not accept deposits and does not provide any financial services. It is not a bank, investment firm or payment institution. Any transaction you choose to make with Mintos or another platform occurs directly between you and that platform under its own terms.

Accuracy and Dating of Information

All data, figures and statements on this site are based on publicly available information from Mintos and other sources current as of the publication or update date shown on each page. Platform terms, rates, fees, licence statuses and other details change over time. mintos-reviews.com makes no representation that any information remains accurate after its stated date. You must verify all facts directly with the relevant platform before acting on them.

Where this site cites a statistic or date (for example, cumulative loan volume, number of investors, year of licensing), that figure reflects the most recent public disclosure available at the time of writing. Subsequent changes are not automatically reflected unless the page is explicitly updated. Check the "Last updated" date at the top of each page to assess currency.

Affiliate Relationships and Commissions

This site may earn a commission if you sign up to a platform through a link marked "Sponsored". As of the date above, mintos-reviews.com has no paid affiliate partnership with Mintos. The primary Mintos call-to-action is a plain, unpaid link. A separate, clearly labelled Sponsored block may promote Maclear or 8lends; these are unrelated platforms that pay this site a commission. Earning or not earning a commission does not change the editorial assessment of any platform. Full details appear in the affiliate disclosure section of the About page.

No Warranty or Guarantee

The site and all content are provided "as is" without warranty of any kind, express or implied. mintos-reviews.com does not warrant that the site will be uninterrupted, error-free or free from viruses or other harmful components. No representation is made regarding the completeness, reliability or accuracy of any content.

Limitation of Liability

To the fullest extent permitted by law, mintos-reviews.com and its operators disclaim all liability for any loss or damage, direct or indirect, arising from your use of the site or reliance on its content. This includes loss of capital, loss of profit or any consequential loss. You use the site at your own risk. This limitation applies whether the claim is based on contract, tort, negligence, strict liability or any other legal theory.

External Links

This site may link to external websites, including Mintos, other P2P platforms and regulatory bodies. mintos-reviews.com is not responsible for the content, terms or privacy practices of any external site. A link does not imply endorsement.

Intellectual Property

All original text, layout and design on this site are the property of mintos-reviews.com or its licensors. You may view and print pages for personal, non-commercial use only. You may not reproduce, distribute or create derivative works from site content without prior written permission.

Changes to These Terms

These terms may be updated from time to time. The "Last updated" date at the top of this page indicates the most recent revision. Continued use of the site after a change constitutes acceptance of the new terms.

Governing Law

These terms are governed by the laws of [jurisdiction to be specified by site owner]. Any dispute arising from your use of the site shall be subject to the exclusive jurisdiction of the courts of that jurisdiction.

Contact

For questions about these terms, see the contact page.